Freelancer Safe-to-Spend Tracker: Stop April Tax Panic (Not Tax Advice)

NOT TAX ADVICE. Planning helper only – does not file returns or replace a CPA.

Freelancers go broke spending money that was never theirs. Safe to spend = Profit – tax buffer – overdue cushion.

Who this is for

Solo freelancers paid irregularly who want one honest “what can I spend this week?”

How the formula works

Demo (planning only): income $24k – expenses $895 = profit $23,105. Buffer x28% = $6,469.40. Cushion $1,500. Safe ~ $15,135.60.

1. Log income.
2. Log expenses.
3. Move buffer to tax jar until still-to-move is $0.

Compatibility & FAQ

Excel + Google Sheets (import .xlsx). No macros. Not tax/legal/financial advice.

Get Tax Buffer ($13) → · Rate · Profit · CRM · Shop